For over three decades, I have been given the honor to serve hundreds of families and help them secure or maintain the dream of home ownership.  Working with first-time homebuyers, experienced investors, veterans, and retirees, I know not everyone's needs are the same.  By gathering information specific to each Borrower, I am then able to provide the right program and product details, so an informed decision can be made that will meet each Customer's individual financial goals.  As a team, my goal is to make the home loan process a smooth and pleasant experience, so my Customers will consider me a trusted advisor and friend and will want to refer me to their friends, family, and business associates.